INSURANCE REPORTS

Insurance reports for machinery and technical equipment

 

The preparation of an insurance reports serves both the insurance company and the policyholder as a basis for the proper handling of a claim involving damage to machinery or technical equipment.

 

As part of the insurance report, the cause, extent, and amount of damage are objectively determined and documented in a comprehensible manner. This also includes an examination of whether the technical design, performance, and use of the machine or system conformed to the contractually agreed specifications, the recognized rules of technology, and the insurance contract requirements, or whether there were any deviations from them.

 

Plausibility check and comparison with insurance terms and conditions

 

To provide a reliable damage assessment, we conduct a plausibility check and compare the findings with the applicable insurance terms and conditions, including:

 

• AMB (General Machinery Conditions)

• ABMG (General Terms and Conditions for Machinery and Electronics Insurance)

• VSG (Contractual Property Insurance Terms and Conditions)

• Liability insurance terms and conditions

 

This ensures that the insurance report is professionally correct, transparent and compliant with regulations.

 

Careful invoice- and receipt verification

 

Finally, the submitted repair and restoration costs are carefully reviewed. The verification of invoices and receipts serves to substantiate the claimed value of damages and supports a fair, proper, and transparent claims settlement.